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Benefits We Offer

  • An experienced commercial lending team with deep industry knowledge

  • A highly personalized approach to your business needs

  • Fast, local decision making with competitive rates and flexible terms

  • Streamlined loan application and approval process

Locally based lending that supports entrepreneurs and growth stage companies on their path to success

Custom financing solutions with the industry expertise and responsiveness your business deserves.

From facilities expansion to capital improvements, equipment purchases to improved cash flow, Cambridge Trust can offer you an array of commercial lending options at competitive rates that can help your company succeed.

As our client, you’ll have direct access to senior lending experts who will get to know you, understand your business challenges, and work quickly to deliver the appropriate credit solution for your unique needs.

 

Lending Solutions:

  • Working capital lines of credit - helps you meet your short-term cash needs
  • Term loans – ideal for longer-term financing needs, with competitive rates and flexible
  • repayment schedules
  • Business credit reserve – provides overdraft protection if needed
  • Commercial mortgages – for owner-occupied commercial properties
  • Secured loans
  • Letters of credit and standby letters of credit - used for supplies and equipment purchases
  • SBA Loans


Get in touch

Contact Commercial & Industrial Lending

Preferred SBA Lender

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  • In cooperation with the Small Business Administration, Cambridge Trust offers SBA 504, SBA 7A, and SBA Express and Patriot Express loans for financing commercial mortgages or other long-term fixed assets.

  • For more information, please refer to the SBA Loan Guaranty Programs Guide.

Spring 2021 Market Perspectives

Our CIO, David Lynch, CFA, offers the investment team's insights on the markets and economy in our Spring 2021 Market Perspectives.


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What Exactly is Private Banking?

We get asked this question all the time. Find out how a private banking relationship could help simplify your personal and professional financial life.

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Cambridge Bancorp has more female Board members than any other company listed on Nasdaq.*

We are proud to be a leader in the area of board diversity and are grateful for the insights, skills and perspectives that our board members contribute to the success of our company. *Source: S&P Global Market Intelligence 12/10/2020

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We move at the speed of your business opportunity with fast decisions and financial resources to fuel your growth.

At Cambridge Trust, commercial real estate clients count on us for exceptional personal service and a streamlined financing experience. Our focus is on making the loan process easier, with fewer organizational layers to slow down progress.

We also have extensive knowledge of the local market, with many of us working and living in the same communities in which you build and invest. Working closely with you, our experienced team of commercial real estate advisors will customize a financing solution for your unique business needs, objectives and market opportunities.

Competitive financing for a range of commercial properties:

  • Permanent loans
  • Construction loans
  • Bridge loans
  • Flexible amortization schedules

For owner-occupant and real estate investors seeking customized lending options for commercial properties, including:

  • Offices
  • Apartments
  • Industrial
  • Retail
  • Mixed-use


Get in touch

Contact Commerical Real Estate

Grow your business by borrowing against existing assets, including:

  • Inventory
  • Accounts receivable
  • Equipment
  • Real estate

What we offer:

  • Working capital revolvers from $3 million to $20 million
  • Term loans 

Financing solutions

  • Working capital
  • Refinancing
  • Growth
  • Acquisition and buyouts
  • Recapitalizations
  • Turnaround financing 

Industry segments we serve:

  • Manufacturers
  • Wholesalers
  • Distributors
  • Retailers
  • Service providers
Get in touch

For more information about our Asset Based Lending, call:

844-251-0099