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Alliance Plus Money Market: The annual percentage yield (APY) is effective as of February 2, 2024. The APY is subject to change and may change after account opening. The Alliance Plus Money Market is available on new money not currently on deposit at Cambridge Trust and requires opening of a new Premium Plus Relationship Account. Alliance Plus Money Market: Daily balance of $0.01 to $24,999.99 earns interest rate and APY of 0.01%. Daily balance of $25,000 to $5,000,000 receives interest rate of 3.92% and APY of 4.00%. Deposit balance more than $5,000,000 will not accrue interest. There is no minimum opening deposit at private banking offices. A $500 minimum opening deposit is required if it is opened online. A monthly Maintenance Fee of $25 applies if the daily balance falls below $25,000 for the statement cycle. An Excess Activity Fee of $10 applies for each third-party withdrawal or transfer, by check or electronic means, over the limit of six (6) per statement cycle. Fees may reduce earnings on the account. Offer is limited to one per household and may be withdrawn at any time. Cannot be combined with other promotional offers, except the current CD offers.