Savings and Money Market Accounts

Safety and sound advice have never been more important.

Whatever your savings goals, we have a variety of interest-bearing accounts to suit your needs.


Profitable peace of mind. 

0.50% APY*
$40,000 minimum
daily balance

Personal Concierge
Money Market

Extend this rate for 3 months by opening our
Premium Plus Relationship Account with monthly
direct deposit(s) of at least $2,500.


Private Banking Demystified

What makes a relationship with a private bank different? Cambridge Trust removes the mystique by explaining what a private bank is and how it can help individuals and business owners simplify their financial lives.

*The Annual Percentage Yield (APY) disclosed above is effective as of March 1, 2021 and will be paid through June 15, 2021. If you open a Premium Plus Relationship Account and establish direct deposit by June 15, 2021, the interest rate guarantee will extend for an additional three months ending on September 15, 2021. The direct deposit(s) must total to at least $2,500 per month and may be from sources such as payroll, federal benefits, retirement benefits, or investment distributions. After the interest rate guarantee period, the interest rate and APY may change. To obtain the APY disclosed above, the account must be established with new money not currently on deposit at Cambridge Trust. If the daily balance is $40,000 or more, the entire balance receives interest rate and APY of 0.50%. Daily balance of $.01 to $39,999.99 receives interest rate and APY of 0.01%. There is no minimum opening deposit. A Monthly Maintenance Fee of $35 applies if the average daily balance falls below $40,000 for the statement cycle. An Excess Activity Fee of $10 applies for each third-party withdrawal and transfer, by check or electronic means, over the limit of six per statement cycle. Fees may reduce earnings on the account. Offer is limited to one per household and may be withdrawn at any time.