Treasury Management

The personal attention, resources and expertise you need to manage your most valuable asset: your business

Deposit Accounts

Checking and savings options for managing your business cash flow and maximizing income on idle funds

  • Commercial Checking

    For businesses with higher account balances and transaction activity

    • Earnings credit allowance to offset charges based on average collected balances
    • BizBanker online and mobile banking and bill payment
    • Link multiple checking accounts on one statement to reduce fees and more easily manage your cash flow
  • Community Partnership Plus Checking
    • An account exclusively designed for qualified nonprofit organizations and minority-owned, women-owned and veteran-owned businesses that utilize treasury services. Includes an online treasury portal plus the sophisticated online and mobile banking capabilities of our BizBanker Premium service with bill pay.
  • Business Premium Savings
    • Tiered premium interest rate rises as your balance rises1
     
    1 Premium Service is available for a fee. A one-time fee per token user applies. Contact us for more information.
  • Business Certificates of Deposit
    • Competitive, guaranteed interest rate
    • Flexible terms
  • Business Money Market Investment Account*
    • Puts idle funds to work
    • Money market interest rates
    • Write up to six checks per month
    • Flexible access to your money
Accounts Overview

Get in touch

For more information about our Treasury Management services, call:

844-251-0099 Email Us

Services and technologies to help maximize your working capital

Receivables

Powerful tools that expedite the receipt of funds so you can put your cash to work sooner

  • Deposits made at a Cambridge Trust office
  • Remote Deposit Capture
  • Zero Balance Account
  • Cash Concentration
  • Incoming wire transfer
  • ACH origination
  • ACH Positive Pay
  • Escrow services
  • Lockbox

Information Management

A sophisticated suite of digital services that lets you securely access and manage your business financials in real-time

  • Online & Mobile Banking with BizBanker
  • ACH origination
  • Domestic/international wire transfer origination: foreign exchange or USD
  • Loan payments and drawdowns
  • Check imaging
  • eStatements
  • Cash flow alerts
  • Tokens for advanced security
  • EDI Report

Disbursements

A range of resources that simplify payables management, optimize assets and reduce time spent reconciling accounts

  • ACH origination
  • Reconciliation
  • Checked-based Basic or Payee Positive Pay
  • Domestic/international wire transfer origination: foreign exchange or USD
  • Zero Balance Account
  • Escrow services

Liquidity Management

Automatic investments tied to your accounts to maximize income on idle balances

  • Automated investment sweep*
  • Business Money Market Investment Account
  • Business Certificates of Deposit
  • Time deposits
  • ICS/CDARS  

Specialty Services

  • Merchant Services with Transaction Resources, Inc. (TRI)
  • Credit card
  • Debit card
  • Bank at Work
  • SurePayroll
  • Lockbox (retail & wholesale)
  • Check & ACH positive pay
* Investments are not FDIC insured • May lose value • Not bank guaranteed • Not insured by any government agency

Our Approach

  • Deeply connected and committed to the area’s business community
  • Custom solutions designed for businesses of varying sizes — from lower transaction volume accounts to sophisticated Treasury Management services
  • Time is money to you and your business, so we offer you the time-saving convenience of advanced online and mobile banking
  • Your business deserves more attention – and you get it from your private banker