Business Checking Accounts Overview

  Business Convenience Checking Business Concierge Checking

Monthly Maintenance Fee

$10 $25

Minimum Balance to Avoid Fee

$1,000 average monthly account balance $10,000 in Business Concierge or $25,000 Combined business/personal deposit balances (DDA, SAV, MMDA balances only) or
Commercial Lending Relationship

# of Complimentary Transactions

200 500

Cost per Additional Item

$0.50 $0.50

Statements & History

  • Complimentary eStatements ($3 paper)
  • 18 Months OLB History available online
  • Complimentary eStatements ($3 paper)
  • 18 Months OLB History and 7 years of statements available

Digital Access

  • Complimentary Basic Biz Banker OLB and Bill Pay
  • Single User with up to 3 deposit accounts included
  • Complimentary Mobile Banking
  • Complimentary Standard BizBanker online banking package
  • Upgrade to Premium BizBanker online banking at a 50% discount
    • Access to Online Treasury Portal
    • 3 complimentary domestic wires with Premium BizBanker
  • Complimentary Mobile Banking

Cash Flow Solutions

  • Complimentary Mobile Deposits; Limits apply:
    • $20K/day
    • $10k/transaction
    • $100k/month
    • 100 checks per month
    • Exceptions as needed
  • Complimentary cash flow alerts
  • Quickbooks
  • Complimentary Mobile Deposits
  • Payroll Discount by PayChex (SurePayroll)
  • Consumer Premium Plus Checking available to partners/owners
  • Complimentary RDC Scanner, 50% off monthly RDC fee
  • Complimentary cash flow Alerts
  • Quickbooks

Account Bundle

  • Basic Biz Banker OLB and Bill Pay
    • Single User with up to 3 deposit accounts included
  • Complimentary cash flow alerts
  • Quickbooks
  • 18 months of history
  • eAlerts
  • Standard reports
  • No ATM fees, surcharge rebates
  • Complimentary first order of standard checks (Up to $100 per entity)
  • Complimentary Standard BizBanker online banking package
    • Multiple Users/Accounts
  • Upgrade to Premium BizBanker online banking at a 50% discount
    • Access to Online Treasury Portal
    • 3 complimentary outgoing domestic wires with Premium BizBanker
    • Multiple Users/Accounts
    • Single sign-on for business and personal
    • Permissions set at user level
  • Enhanced reporting
  • Complimentary cash flow alerts
  • Quickbooks
  • Interbank Transfers
  • 7 year statement history – 18 months history available via online banking
  • eAlerts
  • Tokens (if desired)
  • No ATM fees, surcharge rebates
  • Complimentary first order of standard checks (Up to $100 per entity)

Other Bundle Elements

  • Mobile Deposit
  • Merchant Card Processing
  • Business Debit Card
  • Business Credit Card (for qualified applicants)
  • Complimentary Mobile Banking and Deposits
  • Complimentary RDC Scanner, 50% off monthly RDC fee
  • Merchant Card Processing
  • Business Debit Card
  • Business Credit Card ( for qualified applicants)
  • Premium Rate Business MMDA
  • Premium Plus Checking Account
  • Complimentary Inbound Wires
  • Payroll Discount
  • No Fee OD LOC (for qualified applicants)
  • Concierge Onboarding/ Assigned Banker
 

Community Partnership Accounts

 

Available to qualified nonprofit organizations and minority-owned, women-owned and veteran-owned businesses


 

Community Partnership Checking

Community Partnership Plus Checking

Monthly Maintenance Fee

None

Account Analysis

Minimum Balance to Avoid Fee

N/A

Preferred Earnings Credit Rate Applied to Deposit Balances Can Be Used to Offset Monthly Service Fees

# of Complimentary Transactions

500

Earnings Credit Account Analysis

Cost per Additional Item

$0.25

N/A

Statements & History

  • Complimentary eStatements ($3 paper statement)
  • 18 Months OLB History and 7 years of statements available
  • Complimentary eStatements ($3 paper statement)
  • 18 Months OLB History and 7 years of statements available

Digital Access

  • Complimentary Standard BizBanker online banking package
  • Complimentary Mobile Banking
  • Online Treasury Portal and Premium BizBanker
  • Premium BizBanker online banker at $55 per month
  • Complementary mobile banking

Cash Flow Solutions

  • Complimentary Mobile Deposits
  • Complimentary cash flow Alerts
  • Quickbooks
  • RDC at $75 per month
  • Enhanced Reporting
  • ACH Origination
  • International and Domestic Wire Origination
  • Lockbox
  • Sweep
  • Loan Pay Down/Advance

Account Bundle

  • Complimentary Standard BizBanker online banking package
  • Multiple Users/Accounts
  • Enhanced reporting
  • Earns Interest
  • Complimentary cash flow alerts
  • Quickbooks
  • Interbank Transfers
  • 7 year statement history – 18 months history available via online banking
  • eAlerts
  • No ATM fees, surcharge rebates
  • Complimentary first order of standard checks up to $100 per entity
  • ACH Positive Pay
  • Payee Positive Pay
  • Zero Balance Accounts
  • Tokens Required (Based on limits)
  • No ATM fees, surcharge rebates
  • Preferred Earnings Credit Rate

Other Bundle Elements

  • Complimentary Mobile Banking and Deposits
  • Merchant Card Processing
  • Business Debit Card
  • Business Credit Card (for qualified applicants)
  • Complimentary Inbound Wires
  • Payroll Processing
  • No Fee OD LOC (for qualified applicants)
  • Concierge Onboarding/ Assigned Banker
  • Complimentary Investment Policy Review
  • Merchant Card Processing
  • Payroll Processing
  • Business Debit Card
  • Business Credit Card (for qualified applicants)
  • Premium Rate Business MMDA
  • Premium Plus Checking Account
  • Concierge Onboarding by TM Team
  • Complimentary Investment Policy Review