Innovation Banking

Custom solutions focused on growth-stage companies.

As the only locally based bank with a lending group focused solely on the financial needs of growth-stage companies, we are the ideal resource for innovative companies who are looking for a strategic partner committed to their success.

Our team of experienced bankers takes a creative, holistic approach to creating customized banking and financing solutions that fit the specialized needs of our innovative portfolio companies.

The Innovation Banking Group has deep domain expertise working with Technology (SaaS, Tech-enabled Services, Digital Media), Life Sciences and Healthcare IT companies. As a result, we can apply financial and strategic expertise to the unique challenges these businesses face as they scale.

ICS®, the Insured Cash Sweep® service, and CDARS® are smart, secure, and convenient ways to safeguard your large deposits. With ICS and CDARS, you can access multi-million dollar FDIC insurance and earn interest, all through Cambridge Trust.

Innovation Checking Account

Offers powerful cash flow tools to help you manage your business. Other valuable benefits include:

  • The individual attention, expertise and responsiveness of highly skilled professionals who work with you every step of the way to deliver customized solutions across your whole financial life
  • Personalized account onboarding at your place of business for a convenient, seamless transition
  • Monthly Maintenance Fee waived for 3 years
  • Free Remote Deposit Capture scanner for more cost-efficient transactions
  • No ATM fees
  • Complimentary Premium Business Online Banking

Get in touch

For more information about
Innovation Banking:



Stephen Caputo
Senior Vice President, Director of C&I and Treasury Management
Email | LinkedIn

Christopher Roy
Director, Innovation Banking
Email | LinkedIn

JP Marchette
Director, Innovation Banking
Email | LinkedIn

Sepehr Salimi
Vice President, Senior Associate & Portfolio Manager
Email | LinkedIn

Telma Salvador
Vice President, Premier Client Relationship Manager
Email | LinkedIn

Matthew Dunbar
Senior Associate
Email | LinkedIn

When you need a banker, not just a bank.

Quantitative and qualitative factors contribute to a company’s success.  That’s why our credit decision process is different—we go beyond the balance sheet—assessing a company’s business model, management team, market opportunities and investor base. Our Innovation Banking team is highly assessable, agile and responsive, ensuring that you’ll have the financing resources when you need them.

Credit solutions focused on innovators.

As your strategy partner, we can provide creative, non-traditional financing structures and end-to-end banking services tailored to your company and employees. 

  • Credit Facilities ($1M to $25M)
  • Recurring revenue-based financing
  • Growth capital
  • Working capital (formula and non-formula)
  • Capital call lines and GP loans
  • Management company line of credit
  • NAV (Net Asset Value) loans


Recent Deals

Our clients consist of the top companies and investors across key sections of the growth-stage marketplace. 

CurbioFreight FarmsLedger Investing

PackbackEvertrueBuilding Engines


Cambridge Bancorp has more female Board members than any other company listed on Nasdaq.*

We are proud to be a leader in the area of board diversity and are grateful for the insights, skills and perspectives that our board members contribute to the success of our company. *Source: S&P Global Market Intelligence 12/10/2020