Earn an exceptional rate in this
low-rate environment.

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Personal Concierge Money Market

1.00% APY1

$40,000 minimum daily balance new money

This exceptional rate is guaranteed thru June 30, 2022 when you open a Personal Concierge Money Market and a Premium Plus Relationship Account. See below for details.


To open your account, complete the form below and a Client Advisor will contact you.

Earn a $500 Bonus

when you open a Premium Plus Relationship Account with direct deposit2.

Here's how it works:

1 Open
a Premium Plus Relationship Account by 12/31/2021.
2 Make
a direct deposit(s) of $2500 or more for three consecutive months within six months of opening. Your Cambridge Trust Client Advisor will personally assist you with setting up your deposits.
3 Receive
your $500 bonus within 30 days.

We invite you to take advantage of one or both of these limited time offers today and discover how a private banking relationship with us can make a difference for you.


Private Banking

Your dedicated client advisor will take the time to understand you and the goals, values, and priorities that are important to you.

Trusted Advice

Our financial experts work closely with you to bring you powerful and insightful strategies, tools, and solutions to ensure that your money works as hard as you do.

Premier Services

Your exceptional account comes with exceptional benefits including higher purchasing power, no ATM fees worldwide and secure access to Online/Mobile Banking.

Wealth Management

Extensive and sophisticated investment services enable you to benefit from a customized and integrated plan to grow your wealth throughout your financial life.

1 Personal Concierge Money Market: The annual percentage yield (APY) disclosed above is effective as of September 10, 2021 and will be paid through June 30, 2022 if the required conditions are met. After the interest rate guarantee period, the interest rate and APY may change. The conditions are to open a Personal Concierge Money Market with new money not currently on deposit at Cambridge Trust and open a new Premium Plus Relationship Account. Daily balance of $40,000 to $5 million receives interest rate and APY of 1.00%. Daily balance of $.01 to $39,999.99 receives interest rate and APY of 0.01%. Deposit balance more than $5,000,000.00 will not accrue interest. There is no minimum opening deposit. A monthly Maintenance Fee of $35 applies if the average daily balance falls below $40,000 for the statement cycle. An Excess Activity Fee of $10 applies for each third-party withdrawal and transfer, by check or electronic means, over the limit of six per statement cycle.
2 Premium Plus Relationship Account: Open a new Premium Plus Relationship Account by December 31, 2021 and establish direct deposit within the first six (6) months of account opening to earn a $500.00 bonus. The direct deposit(s) must total to at least $2,500.00 per statement cycle and may be from sources such as payroll, federal benefits, retirement benefits, or investment distributions. After three (3) consecutive statement cycles with direct deposits, the bonus will be credited to Premium Plus Relationship Account within thirty (30) days. As of September 10, 2021, the interest rate and APY for the Premium Plus Relationship Account is 0.01% and are subject to change and may change after account opening. The minimum balance to earn APY is $0.01 and there is no minimum opening deposit if opened in private banking offices. There is a $500.00 minimum opening deposit if opened online. Bonus offer is available only to individuals with no existing personal checking account with Cambridge Trust. The bonus is subject to IRS 1099-INT reporting. Client will be responsible for any federal, state, or local taxes due on the bonus.
General: Both offers expire December 31, 2021 and are limited to one per household. Cannot be combined with other promotional offers and may be withdrawn at any time. Fees may reduce earnings on the accounts.