A safe place to put your money
and your trust.

Profitable peace of mind for you and your business.

0.50% APY*
$40,000 minimum
daily balance

Personal and Business
Concierge Money Market

Rate guaranteed thru Sept. 15, 2021
when you open our Premium Plus Relationship Checking

New Money Only. One per Household.


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 When speaking to other local businesses during these difficult times, we have come to realize the value there is in having a private banking relationship with Cambridge Trust. 

 - Michael Higgins, The Old Salt & Lamie's Restaurant and Inn

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Private Banking Demystified

What makes a relationship with a private bank different? Cambridge Trust removes the mystique by explaining what a private bank is and how it can help individuals and business owners simplify their financial lives.

* Personal and Business Concierge Money Market
0.50% APY
When you maintain daily balance of $40,000 or more.
Offer available on new money and limited to one per household. See below for more information.
*The Annual Percentage Yield (APY) disclosed above is effective as of May 1, 2021 and will be paid through June 15, 2021. After the interest rate guarantee period, the interest rate and APY may change.  However, if you open a Premium Plus Relationship Account and establish direct deposit by June 15, 2021, the interest rate guarantee will extend for an additional three months ending on September 15, 2021.  The direct deposit(s) must total to at least $2,500 per month and may be from sources such as payroll, federal benefits, retirement benefits, or investment distributions.  Another way to extend the interest rate guarantee for an additional three months, ending on September 15, 2021, is by opening a business checking account including Business Convenience Checking, Business Concierge Checking, Commercial Checking, Community Partnership Checking, and Community Partnership Checking Plus Accounts.   To obtain the APY disclosed above, the account must be established with new money not currently on deposit at Cambridge Trust. If the daily balance is $40,000 or more, the entire balance receives interest rate and APY of 0.50%. Daily balance of $.01 to $39,999.99 receives interest rate and APY of 0.01%. There is no minimum opening deposit. A Monthly Maintenance Fee of $35 applies if the average daily balance falls below $40,000 for the statement cycle. An Excess Activity Fee of $10 applies for each third-party withdrawal and transfer, by check or electronic means, over the limit of six per statement cycle. Fees may reduce earnings on the account. Offer is limited to one per tax identification number or household and may be withdrawn at any time.