All of our checking and savings accounts come with the convenience of a debit card. The Cambridge Trust Debit MasterCard® is the fast, safe, and easy way to make purchases and get cash. The debit card is available for free to any personal checking account customer.

Cambridge Trust Debit MasterCard

The Cambridge Trust Debit MasterCard is available to all checking account customers and offers you many valuable benefits:

  • Access your accounts 24 hours a day to check balances and make withdrawals, deposits, payments, and transfers at any Cambridge Trust ATM.
  • Make purchases and get cash anywhere you see the MasterCard, Cirrus®, or NYCE® symbol – over 24 million locations worldwide1.
  • Offers you zero liability fraud protection – in the unlikely event you see an unauthorized transaction on your statement, just call us and we’ll reimburse you.
  • Easy tracking of your transactions on your monthly statement with purchases deducted directly from your checking account.
  • Enjoy added security for your online purchases with MasterCard SecureCodeTM.

Convenient ATM Access

Cambridge Trust Company is a member of the SUMsm Program, which allows Cambridge Trust customers to use their debit cards "surcharge free" at SUM designated ATMs1. Premium and Premium Plus Checking customers get free ATM access worldwide with refunds on ATM surcharge fees2. For a list of SUM ATM locations, visit

Apple PayTM

Now you can use your Cambridge Trust Debit MasterCard to make purchases using Apple Pay at participating merchants. Apple Pay allows you to pay quickly and easily with your iPhone. And with built-in security features, you know your information is protected.

Foreign Currency Services

To provide you with the convenience you need, all our banking offices offer the immediate availability of euros, British pounds, and Canadian dollars. With advance notice, other foreign currencies can be delivered to your banking office for pick-up.


1 Cambridge Trust is a member of the SUM program. Additional ATM surcharges will not be imposed on CTC customers who use their cards at other SUM designated locations. Cambridge Trust does impose a $1.00 ATM Network fee for transactions at non-Cambridge Trust ATMs except as noted for Premium, Premium Plus and Access Checking customers. Other banks not part of the SUM Program may charge a fee to use their ATMs. Please see the Fee Schedule for details about this fee

2 Other banks may surcharge for use of their ATMs. ATM surcharge fees you receive from using other banks' ATMs will be refunded for Premium Plus or up to $15 per statement cycle for Premium Relationship account.

Mobile Wallet

Now you can use your Cambridge Trust Debit MasterCard® to make purchases using your phone.