Welcome to Life's Bank.

Our relationship with you starts by giving you a $150 dinner*

Financial transactions are a part of life. It's why our Relationship Accounts are built with your real-life needs. Worldwide ATM access, convenient mobile banking, and actual human support. It's the Cambridge Trust way. We're here for you when life happens.

Browse the list of local restaurants


Premium Relationship Learn More


Premium Plus Relationship Learn More


Home Welcome to Life's Bank.

Premium Plus Relationship Account


  • Free ATM access worldwide with unlimited refunds on ATM surcharge fees1
  • Highest rate; interest earned on entire checking balance
  • Unlimited check writing
  • Free debit card
  • Free mobile banking
  • Free online banking and bill payment
  • Higher debit card purchase limit
  • No-annual-fee Visa Platinum Card for qualified applicants
  • A home equity line rate as low as Prime -1%, currently 4.00% APR2
  • Discount on home equity loan rate with direct debit2
  • All standard checks free (or discount on designer checks)
  • Free first year safe deposit box
  • No-fee traveler's checks, money orders, treasurer's checks
  • Ability to add additional checking accounts without monthly maintenance fee3
  • $25,000 minimum monthly average combined deposit balance, or a Cambridge Trust first mortgage, or a $25 monthly maintenance fee4

Legal Terms

  1. Other banks may surcharge for use of their ATMs. ATM surcharge fees you receive from using other banks' ATMs will be refunded for Premium Plus Relationship or up to $15 per statement cycle for Premium Relationship Account.
  2. For credit qualified applicants. Borrower pays the appraisal fee of approximately $225–$575 for a home equity line of credit or a home equity loan in excess of $100,000 or in excess of 50% of the property’s tax assessed value. If property held in trust or line of credit or loan is greater than $500,000 legal fees($425–$815) and recording fees ($175–$325) apply. For lines of credit or loans $1,000,000 or greater title insurance is required ($2.75 per $1000 of mortgage amount). Full 50 year title certification fee required for lines of credit or loans from $500,001 $999,999 ($150– $300). Consult your tax advisor about tax deductibility. The Home Equity Line of Credit interest rate is variable andsubject to change monthly. The Maximum Annual Percentage Rate (APR) of interest is 18%. The APR is based on the value of an index. The index is the Wall Street Journal Prime Interest Rate. $500 fee for early termination for line of credit applies. Relationship rate is available to borrowers who maintain a Cambridge Trust Company Premium or Premium Plus Relationship deposit account, with autodebit of the monthly payment from a Cambridge Trust Company deposit account. Minimum APR of 4.00% for Relationship or 4.50% for nonRelationship customers applies to Line of Credit only. Property insurance is required.
  3. When you meet the minimum combined monthly balance requirement, you may open additional Premium Plus Relationship, Premium Relationship or Access Accounts with an equal or lower minimum balance free of monthly maintenance fees. Access Checking always requires eStatement delivery to avoid maintenance fees.
  4. You may link all related personal deposit accounts for which you have direct ownership to count toward the balance required to waive the monthly maintenance fee.

Member FDIC.

Equal Housing Lender

©2012 Cambridge Trust Company. All Rights Reserved.

Home Welcome to Life's Bank.

Premium Relationship Account


  • ATM access worldwide with refunds of up to $15 per month on ATM surcharge fees1
  • Preferred rate; interest earned on entire checking balance
  • Unlimited check writing
  • Free debit card
  • Free mobile banking
  • Free online banking and bill payment
  • Higher debit card purchase limit
  • No-annual-fee Visa Platinum Card for qualified applicants
  • A home equity line rate as low as Prime -1%, currently 4.00% APR2
  • Discount on home equity loan rate with direct debit2
  • Free first order of standard checks
  • 50% off first year safe deposit box
  • No-fee traveler's checks, money orders, treasurer's checks
  • Ability to add additional checking accounts without monthly maintenance fee3
  • $10,000 minimum monthly average combined deposit balances or $18 monthly maintenance fee4

Legal Terms

  1. Other banks may surcharge for use of their ATMs. ATM surcharge fees you receive from using other banks' ATMs will be refunded for Premium Plus Relationship or up to $15 per statement cycle for Premium Relationship Account.
  2. For credit qualified applicants. Borrower pays the appraisal fee of approximately $225–$575 for a home equity line of credit or a home equity loan in excess of $100,000 or in excess of 50% of the property’s tax assessed value. If property held in trust or line of credit or loan is greater than $500,000 legal fees($425–$815) and recording fees ($175–$325) apply. For lines of credit or loans $1,000,000 or greater title insurance is required ($2.75 per $1000 of mortgage amount). Full 50 year title certification fee required for lines of credit or loans from $500,001 $999,999 ($150– $300). Consult your tax advisor about tax deductibility. The Home Equity Line of Credit interest rate is variable andsubject to change monthly. The Maximum Annual Percentage Rate (APR) of interest is 18%. The APR is based on the value of an index. The index is the Wall Street Journal Prime Interest Rate. $500 fee for early termination for line of credit applies. Relationship rate is available to borrowers who maintain a Cambridge Trust Company Premium or Premium Plus Relationship deposit account, with autodebit of the monthly payment from a Cambridge Trust Company deposit account. Minimum APR of 4.00% for Relationship or 4.50% for nonRelationship customers applies to Line of Credit only. Property insurance is required.
  3. When you meet the minimum combined monthly balance requirement, you may open additional Premium Plus Relationship, Premium Relationship or Access Accounts with an equal or lower minimum balance free of monthly maintenance fees. Access Checking always requires eStatement delivery to avoid maintenance fees.
  4. You may link all related personal deposit accounts for which you have direct ownership to count toward the balance required to waive the monthly maintenance fee.

Member FDIC.

Equal Housing Lender

©2012 Cambridge Trust Company. All Rights Reserved.

Home Welcome to Life's Bank.

Selected Restaurants


Boston metro area


Boston Bin 26 Enoteca
Lala Rokh
No. 9 Park
75 Chestnut
Toscano Restaurant
Red Lantern Restaurant
Hamersley’s Bistro
Gaslight Brasserie
Stella
Mistral
B&G Oysters
Cambridge Craigie on Main
Harvest
Legal Sea Foods
Sandrine’s Bistro
Upstairs on the Square

West of Boston


Arlington Flora
Bedford Dalya's
Belmont Il Casale
Savinos
Burlington Café Escadrille
Capital Grille
Concord 80 Thoreau
Serafina
Lexington Lexx
Lincoln AKA Bistro
Waltham Il Capriccio
La Campania
Watertown The Talk
Wayland Coach Grill

Valid at all locations

Home Welcome to Life's Bank.

Open an account at one of our 12 branches or online.


Select a location:

Address
Branch Manager
Hours
Phone