Cambridge Trust Company | Deposit Rates

Deposit Rates
Rates effective as of:

Certificates of Deposit • Savings and Money Market Accounts • Checking Accounts

Certificates of Deposit¹		Interest Rate		Annual Percentage Yield		Minimum Balance to Open

CD Special - 5 months²	2.47	2.50	$10,000
CD Fixed Rate 1 - 3 months	1.59	1.60	$2,500
CD Fixed Rate 3 - 6 months	1.98	2.00	$1,000
CD Fixed Rate 6 - 12 months	2.27	2.30	$1,000
CD Fixed Rate 1 - 2 years	2.37	2.40	$1,000
CD Fixed Rate 2 - 3 years	2.57	2.60	$1,000
CD Fixed Rate 3 years	2.71	2.75	$1,000
CD Fixed Rate 5 years	2.96	3.00	$1,000
CD Variable Rate 31-month or longer term	2.62	2.65	$1,000
Traditional, Roth and SEP IRA CDs are also available

Certificates of Deposit • Savings and Money Market Accounts • Checking Accounts

Savings and Money Market Accounts^1,3		Interest Rate		Annual Percentage Yield		Minimum Balance to Earn APY

Premium Savings	0.50	0.50	$2,500
	1.09	1.10	$10,000
	1.73	1.75	$50,000
	1.98	2.00	$100,000
Business Premium Savings	0.50	0.50	$5,000
	1.09	1.10	$10,000
	1.73	1.75	$50,000
	1.98	2.00	$100,000
Personal Money Market Investment Account	1.09	1.10	$2,500
Business/Non-Profit Money Market Investment Account	1.09	1.10	$5,000
Statement Savings Account	.30	.30	$0.01
Business Savings Account	.30	.30	$0.01

Certificates of Deposit • Savings and Money Market Accounts • Checking Accounts

Checking Accounts^1,3		Interest Rate		Annual Percentage Yield		Minimum Balance to Earn APY

Premium Plus Checking	.35	.35	$0.01
Premium Checking	.25	.25	$0.01
Cambridge Trust Cash Management Account	.20	.20	$5,000
Non-Profit Cash Management Account	.20	.20	$5,000
Interest Checking	.05	.05	$1,500

¹Accurate as of today. However, rates are subject to change without notice. To confirm the most current rates, call our Customer Resource Center at 617-441-1444. Request our Account Information brochure for the Fee Schedule and other important information. Early withdrawal penalties will be imposed on Certificates of Deposit (CDs). Rates on all interest bearing accounts (except for Fixed Rate Certificates of Deposit) are variable and may change after account is opened. For CDs there is no minimum balance to earn the APY. Fees could reduce earnings.
² The minimum deposit to open the special 5-month CD is $10,000 of money not currently on deposit at Cambridge Trust Company.
³ There is no minimum deposit to open checking, money market, cash management or savings accounts.

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