Captive insurance solutions combining experience and personalized service to support long term stability and financial efficiency.
Cambridge Trust Captive Banking - At a Glance
- Extensive experience serving the captive insurance industry
- Full suite of solutions including deposit, treasury, and investment services
- Dedicated private banking team providing end-to-end support
- High touch approach, personalized onboarding support and prioritized service.
We Offer Services For:
- Initial Capital Deposits
- Insurance Premium Depository Accounts
- Claims Payment Accounts
- Cash Flow Management
- Investment Services
Personalized Service and Experience When it Matters Most
Captive insurance companies have unique financial needs. Cambridge Trust has experience serving captive managers and program administrators, with a thorough understanding of the structures, timelines, and compliance demands that define your business. We work to help create safe, secure, and cost effective deposit solutions that support long term stability and financial efficiency.
At Cambridge Trust, we bring together a full suite of solutions — from deposit and treasury management, fraud mitigation, and investments — all designed to support how you operate, manage cash flow, and grow.
Interested in more information about services for Captive Insurance?
Private banking member benefits designed to work with your life
- Personal attention of a highly skilled, dedicated private banker who understands your needs and goals.
- Customized and convenient banking, residential lending, investing, and wealth planning all in one place.
- Higher limits for mobile deposit, bill pay and external transfers than our standard retail limits.
- Products and Pricing - members are eligible for signature products and custom pricing based on relationship.
- Knowledge and insights from a team of specialists with informed perspectives on how news and trends may impact your personal goals.
- Experienced professionals that are highly accessible and proactive, ensuring you have the banking resources you need, when you need them.
- Exclusive invitations to events, wealth management quarterly updates, and thought leadership insights.
- Kerri Mooney, Executive Vice President, Private Banking
Why Choose Cambridge Trust for Captive Insurance Banking?
- Strong understanding of captive structures and domicile requirements
- Private Banking Member benefits designed to help you navigate your business challenges and opportunities
- Full suite of deposit, trust, and investment solutions
- Treasury management tools built for lean captive teams
- Dedicated private banking team that moves at the pace of your program
Have a question or need more information about services for Captive Insurance? Our experienced team provides guided assistance and is here to help.
Frequently Asked Questions
Frequently Asked Questions
A captive insurance company is a licensed insurance subsidiary created by a business to insure its own risks. Rather than paying premiums to a commercial insurer, companies fund their own captive — retaining underwriting profit, tailoring coverage to their specific needs, and gaining greater control over their long-term risk management strategy.
Captive insurance companies require specialized banking services including deposit and reserve accounts, collateral trusts, treasury management, and investment solutions — all structured around the unique regulatory and operational demands of their program. At Cambridge Trust, we bring all of these capabilities together under one roof working directly with captive managers — with a team that understands the captive insurance world and the expertise to back it up.