|
- Highest rate; interest earned on entire checking balance
- Unlimited check writing
- Free ATM access worldwide with unlimited refunds on ATM surcharge fees1
- Free debit card
- Free online banking and bill payment
- Higher debit card purchase limit
- No-annual-fee Visa Platinum Card2
- A home equity line rate as low as Prime – 1%. 3,4
- ¼ discount on home equity loan rate with direct debit4
- All standard checks free (or discount on designer checks)
- Free first year safe deposit box
- No-fee traveler's checks, money orders, and treasurer's checks
- $25,000 minimum average combined deposit balances, or $15,000 minimum average combined deposit balances plus a Cambridge Trust mortgage, or $25 monthly maintenance fee5
Disclosures
Please see the Account Disclosures and Rules & Regulations or Fee Schedule for details.
1 Other banks may surcharge for use of their ATMs. ATM surcharge fees you receive from using other banks' ATMs will be refunded for Premium Plus Checking or up to $15 per statement cycle for Premium Checking.
2 For credit qualified applicants.
3 The Home Equity Line of Credit interest rate is variable and subject to change monthly. The Maximum Annual Percent Rate (APR) of interest is 18%. The APR is based on the value of an index. The index is the Wall Street Journal Prime Interest Rate. Fee for early termination applies.
4 The Bank will pay routine legal expenses associated with the closing costs. If the legal fees incurred are beyond those usually required for our typical home equity closing, the excess fees may be the responsibility of the borrower. Property insurance is required. Borrower pays the appraisal fee of approximately $175-$275 for a home equity line of credit or home equity loan in excess of $250,000 or in excess of 50% of the property’s tax- assessed value. Other terms and conditions apply for lines and loans over $500,000. Consult your tax adviser about tax deductibility. Please see a Customer Service Representative for details. Relationship rate is available to borrowers who maintain a Cambridge Trust Company Premium or Premium Plus deposit account, with auto-debit of the monthly payment from a Cambridge Trust Company deposit account. Minimum APR of 4% applies to Line of Credit only.
5 You may link all related personal deposit accounts for which you have direct ownership to count toward the balance required to waive the monthly maintenance fee.
|
 |
 |
 When you open a Premium or Premium Plus Relationship Account.
Learn More
|
|
|
Contact Us:
Call 617-876-5500
PrivateLINE Telephone
Banking: 800-876-6406
Contact Your Branch
Email Us
Useful Links:
Account Comparison Chart
How to Switch
Order Checks
Forms
Get Rates:
Mortgage Rates
Deposit Rates
Home Equity Rates
|
