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Home Equity Loan
If you want financial predictability, our Home Equity Loan is a wise choice. It's a fixed-rate loan that allows you to receive a lump sum and make fixed monthly payments of principal and interest for the entire term. You can borrow for any purpose, such as debt consolidation, home improvements, or college expenses.

Cambridge Trust Company Home Equity Loan features:

  • Competitive, fixed rate for the life of the loan
  • Flexible terms
  • No points or closing costs*
  • The advantage of tax-deductible payments*
  • Relationship Account customers receive a ¼% rate discount with auto-deduct from a Cambridge Trust account
Disclosures
* Minimum loan amount is $10,000. An appraisal fee ranging from $175-$275 will be required if the sum of your loan and any existing liens on the property exceeds 70% of the property's tax assessed value or the requested loan amount is over $250,000. Borrower may be responsible for certain legal expenses. Property insurance is required. Other terms and conditions apply for lines and loans over $500,000. Consult your tax advisor about tax deductibility.

Generally speaking, our lending area is restricted to within a 50-mile radius of each of our branch locations. However, for individual consideration, please contact us.

Contact Us:

Call 617-876-5500
PrivateLINE Telephone
  Banking: 800-876-6406

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Useful Links:
Home Equity Rates
Home Equity Comparison Chart
Calculators
Mortgage Rates

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