| Features & Benefits | |
|
|
Premium Plus Checking Account | Premium Checking Account | Cambridge Trust Cash Management Account | |
Interest Checking Account | |
Personal Checking Account | |
ATM Convenience Account | |
Student Checking | ||
| |
||||||||||||||||
|
Minimum Daily Balance (to waive monthly maintenance and transaction fee) |
|
|
|
$25,000 in combined balances1,2 | $10,000 in combined balances1 | $5,000 | |
$1,500 | |
$750 waived with direct deposit |
|
N/A | |
N/A | ||
| |
||||||||||||||||
| Monthly Maintenance Fee | |
|
|
$25 | $18 | $8 | |
$7 | |
$6 waived with direct deposit |
|
N/A | |
Free for five years while you are a student6 | ||
| |
||||||||||||||||
| Transaction Fee | |
|
|
None | None | $0.453 | |
$0.453 | |
$0.353 waived with direct deposit |
|
N/A | |
N/A | ||
| |
||||||||||||||||
| Interest | |
|
|
Highest Rate; interest earned on entire checking balance | Preferred rate; interest earned on entire checking balance | Competitive Money Market Rate | |
Competitive | |
No | |
No | |
No | ||
| |
||||||||||||||||
| Check Writing | |
|
|
Unlimited | Unlimited | Unlimited | |
Unlimited | |
Unlimited | |
8 per statement cycle | |
Unlimited6 | ||
| |
||||||||||||||||
| Cambridge Trust ATM Transactions | |
|
|
Unlimited | Unlimited | Unlimited | |
Unlimited | |
Unlimited | |
Unlimited | |
Unlimited | ||
| |
||||||||||||||||
| ATM Transactions at non-Cambridge Trusts ATMs | Free unlimited surcharge refunds4 |
Free $15 ATM surcharge refund (per statement cycle)4 |
$1.004 | $1.004 | $1.004 | $1.004 | $1.004 | |||||||||
| |
||||||||||||||||
| Debit Card | |
|
|
Free | Free | Free | |
Free | |
Free | |
Free | |
Free | ||
| |
||||||||||||||||
| Online Banking | |
|
|
Free | Free | Free | |
Free | |
Free | |
Free | |
Free | ||
| |
||||||||||||||||
| Online Bill Payment | |
|
|
Free | Free | Free | |
Free | |
Free | |
Free | |
Free | ||
| |
||||||||||||||||
| 24-Hour Telephone Banking | |
|
|
Free | Free | Free | |
Free | |
Free | |
Free | |
Free | ||
| |
||||||||||||||||
| Overdraft Protection | |
|
|
No Annual Fee5 | No Annual Fee5 | No Annual Fee5 | |
No Annual Fee5 | |
No Annual Fee5 | |
No Annual Fee5 | |
No Annual Fee5 | ||
| |
||||||||||||||||
1 You may link all
related personal deposit accounts for which you have direct ownership
to count toward the balance required to waive the monthly maintenance
fee. The monthly maintenance fee is waived for the first 2 months.
2 You may apply a mortgage balance credit
of $10,000 to count toward the balance required to waive the monthly maintenance
fee.
3 No transaction fee if you maintain
the required minimum daily balance. Transactions include checks paid,
deposits made, ATM withdrawals, ATM deposits, preauthorized credits, preauthorized
debits, and POS and MasterMoney Card purchases and returns.
4 Other banks may surcharge for use of their ATMs. ATM surcharge fees you receive from using other banks’ ATMs will be refunded for Premium Plus Checking or up to $15 per statement cycle for Premium Checking.
5 For credit qualified applicants
6 Student checking is free of monthly maintenance fees for five years after which time we will process eight checks during each
monthly statement cycle without charge. Fees apply for transactions at non-Cambridge Trust ATMs.
Please see the Account Disclosures and Rules & Regulations or Fee Schedule for details.
Close WindowAll contents Copyright © 2008, Cambridge Trust Company. All Rights Reserved