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Earn up to 4.25% Annual Percentage Yield* with a
Private Bank Money Market Plus Reserve 
on balances of $100,000 to $25,000,000

The Private Bank Money Market Plus Reserve account includes a 6-month interest rate boost. During the first 180 days after account opening, account balances may earn up to 4.25% Annual Percentage Yield (APY). After the 180-day boost period ends, the account balances will earn the applicable standard variable APY based on the account balance tier. Rates and APYs vary by account balance tier and are subject to change.

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New funds from new client households are eligible
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Minimum deposit of $100,000 required
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Rate boosted for first six months following account opening

Balances

Boosted APY*

Standard APY*

12-month Blended APY*

$10-$99,999

0.73%

0.01%

0.37%

$100,000-$25,000,000

4.25%

3.51%

3.87%

$25,000,000.01+

1.73%

1.00%

1.36%

*Annual Percentage Yield (APY) is accurate as of 07/14/2026. This offer, interest rates and APYs are subject to change at any time without notice at the Bank’s discretion. Fees may reduce earnings. The boosted APY applies during the first 180 days after account opening, starting on the account opening date reflected on the Bank’s records. The 12-month blended APY assumes the applicable boosted APY is earned during the first 180 days after account opening and the applicable standard APY is earned for the remainder of the first year, with the account balance remaining in the same account balance tier throughout the 12-month period. Actual earnings may vary if rates, APYs, or account balances change. The Private Bank Money Market Plus Reserve account is available to eligible new and existing Private Banking customers who have or open a Private Bank Checking account. Existing Bank deposit customers must fund the account with new money to qualify. New money means funds not currently on deposit with the Bank as of the account opening date. Transfers of existing Bank deposits, including funds withdrawn and redeposited before or at account opening, do not qualify as new money. Exceptions may apply. Limited to one Private Bank Money Market Plus Reserve account per taxpayer identification number. Please refer to the Personal Deposit Account Agreement for account terms and conditions. This offer cannot be combined with any other consumer deposit offer. Private Banking membership eligibility requirements apply and are available during account opening.

Description

Save More. Invest Smarter. 
Open your Private Bank Money Market Plus Reserve today.

Schedule your meeting—virtually, at one of our offices, or wherever is most convenient for you.

Contact the Team Call 888-215-8005 Visit your local branch
What You Can Expect

 

A relationship that's personal
A dedicated private banker focused on your priorities.

A return that works harder
A competitive rate designed to support your overall strategy.

Spending that travels with you
A Cambridge Trust debit card with no international fees.

Personalized onboarding and prioritized service
We handle the transition, so opening and moving assets is easy.

Access that goes further
A connected team across banking, lending, and wealth.