Rates effective as of
1-4 owner occupied residences only. Rates may change without prior notice. Subject to credit approval. Payments do not include taxes and/or insurance. Actual payment may be greater.
¹This rate is available for loans on single family primary residences, rate or term refinance (no cash out) or purchase and requires a loan to value of 75% or less and a FICO Score of 740 or greater.
Other products and rates are available. Maximum loan to value of 80%. Ask us for information.
JUMBO rate applies to 30-year, 20-year, 15-year, and 10-year fixed rate loans over $417,000 (for single family residences).
²Introductory rate is discounted during the first 3, 5, 7, and 10 years of ARM loans, respectively. Payments are based on a 30-year repayment schedule.
³Introductory rate is at a premium during the first 3, 5, 7, and 10 years of ARM loans, respectively. Payments are based on a 30-year repayment schedule.
Rate may increase after consummation on all Adjustable Rate Mortgages.
First Time Home Buyers Program is also available for properties located in Cambridge.
Cambridge Trust Company's lending area includes Middlesex, Suffolk, Norfolk, Essex, Plymouth, Barnstable, Dukes, Nantucket and Worcester counties.
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