Business Banking > Checking & Savings

Checking & Savings

Cambridge Trust offers a variety of checking and savings accounts that are designed to meet the needs of small to mid-sized businesses — from those with lower transaction volumes to those needing sophisticated cash management services. All of our business accounts are built on a deep understanding of the products and services local businesses need most from their bank.

Business Checking 200

For businesses with low transaction volume, there’s the Business Checking 200. With no charge for the first 200 transactions1 per month, no monthly maintenance fees, and BizBanker online banking and bill payment2, you can easily manage your business needs.

Business Checking 400

A predictable, flat-fee checking account for businesses with a higher transaction volume. You get 400 transactions1 per month at no charge, BizBanker online banking and bill payment2, and the monthly maintenance fee can be waived with a $15,000 average balance in checking or $25,000 in combined balances3.

Business Checking

Businesses with higher account balances and transaction activity can take advantage of our Business Checking account. Key features include earnings credit allowance to offset charges based on average collected balances, BizBanker online banking and bill payment2, and the ability to link multiple checking accounts on one statement to reduce fees and more easily manage your cash flow.

Nonprofit Interest Checking

Keep it simple and earn interest. Qualified nonprofit organizations can open this interest-earning checking account.

Business Statement Savings

The Business Statement Savings account allows you to make unlimited deposits with easy access to your money all while earning a competitive interest rate.

Business Premium Savings

As a Business Premium Savings account holder, you will receive a tiered premium interest rate that rises as your balance rises.

Business Money Market Investment Account

Put idle funds to work. Our Business Money Market Investment Account receives money market interest rates along with the convenience of writing up to six checks per month and allowing flexible access to your money.

Business Certificates of Deposit

Get a competitive, guaranteed interest rate with flexible terms with our Business Certificates of Deposit.

For more information or to schedule an appointment, contact Dina Scianna, vice president, business development group manager, at 617-441-1430 or


1 Transactions include checks paid, deposits made, deposited items, ATM withdrawals, ATM deposits, preauthorized credits, preauthorized debits, and POS and debit card purchases and returns.

2 Single and multi-user BizBanker Online Banking Bill Payment Service is available for no monthly charge. Bill payment and check images utilize enhanced security with token authentication technology. Premium Service is available for a fee. A one-time set-up fee per token user applies.

3 You may link a Business Checking 400 account with a Business Statement Savings, Business Premium Savings, or Business Money Market account for which the business has direct ownership to count toward the balance required to waive the monthly maintenance fee.